Changing your Medicare plan
Starting Jan. 1, 2025, HealthPartners UnityPoint Health will no longer offer Medicare plans. The page below is about 2024 plans.
You can change Medicare plans to meet your needs
Sometimes change can lead to something great. If you’re ready to explore new Medicare options, you may be able to switch to a different plan.
Why change Medicare plans?
Sometimes the coverage you chose when you first enrolled in Medicare may not be what’s best for you now. You might be planning for a surgery, experiencing changes in your lifestyle or adjusting your budget to better manage health care costs. Or maybe you recently moved to a new area or there were changes to your current plan’s coverage, like which doctors or specialists are in network.
The best time to switch your Medicare plan depends on your situation and the kind of coverage you have. Review the enrollment periods and special circumstances below to find the right time to make a change.
Annual Enrollment Period (AEP) – October 15 to December 7
Each year during the
- Switch to a different Medicare Advantage, Medicare Cost or standalone Part D plan
- Enroll in a Medicare Advantage, Medicare Cost or standalone Part D plan for the first time
- Drop your Medicare Advantage, Medicare Cost or standalone Part D plan and go back to Original Medicare. You can then choose to apply for a Medicare Supplement plan.
Medicare Advantage Open Enrollment Period – January 1 to March 31
Have a Medicare Advantage plan? Then during the annual Medicare Advantage Open Enrollment Period, you can:
- Switch to a different Medicare Advantage plan
- Drop your Medicare Advantage plan and go back to Original Medicare. You can then choose to apply for a Medicare Supplement plan or standalone Part D plan.
Special Enrollment Periods (SEPs)
Certain life events may qualify you for a
- Moving outside of your current plan’s service area
- Your plan ending, ceasing to serve the area where you live or significantly reducing its provider network
- Qualifying for assistance from the
Medicare Extra Help program (PDF)
How to change your Medicare plan
If you want to look at new plans with your same insurance provider, you can usually compare plans online or call their team. At HealthPartners UnityPoint Health, it’s easy to review Medicare Advantage
If you want to see options from different health insurance providers, you can either contact them directly or
Once you’ve found the best plan for your needs during an enrollment period, in most cases you can go ahead and sign up through that plan’s website or at
When your enrollment in your new plan is complete, don’t forget to contact the provider of your current (soon-to-be-old) plan and give them the date when you’ll be switching over.
A HealthPartners UnityPoint Health (PPO) Medicare plan offers affordable options for every lifestyle and budget. You get the benefits you really need – plus extra perks that add even more value.
Legal information
Last updated October 2024
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