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Changing your Medicare plan

How to change Medicare plans

Sometimes change can lead to something great. If you’re ready to explore new Medicare options, you may be able to switch to a different plan.

When you can change Medicare plans

The best time to switch your Medicare plan depends on your situation and the kind of coverage you have. Review the enrollment periods and special circumstances below to find the right time to make a change.

Each year during the AEP, you can make changes to your Medicare coverage for the following year. You can:

  • Switch to a different Medicare Advantage, Medicare Cost or standalone Part D plan
  • Enroll in a Medicare Advantage, Medicare Cost or standalone Part D plan for the first time
  • Drop your Medicare Advantage, Medicare Cost or standalone Part D plan and go back to Original Medicare. You can then choose to apply for a Medicare Supplement plan.

If you have a Medicare Advantage plan, then during the annual Medicare Advantage Open Enrollment Period, you can:

  • Switch to a different Medicare Advantage plan
  • Drop your Medicare Advantage plan and go back to Original Medicare. You can then choose to apply for a Medicare Supplement plan or standalone Part D plan.

Certain life events may qualify you for a Special Enrollment Period when you can change your Medicare Advantage plan, Medicare Cost plan, Medicare Supplement plan or standalone Part D plan. Examples of these events include:

  • Switching to a 5-Star plan, like our Medicare Advantage plans which received an overall Medicare Star Rating of 5 out of 5 for 2022 – the highest score possible
  • Moving outside of your current plan’s service area
  • Your plan ending, ceasing to serve the area where you live or significantly reducing its provider network
  • Qualifying for assistance from the Medicare Extra Help program (PDF)

A HealthPartners UnityPoint Health (PPO) Medicare plan gives you flexible options for all of life’s adventures. Explore the features and benefits that come with our Medicare plans to find the best fit for you.

Legal information

Every year, Medicare evaluates plans based on a 5-star rating system.

Last updated August 2022
H3416_001602 Accepted