2023 Medicare Advantage plans for Iowa and Illinois

Our Medicare network includes an impressive selection of doctors, clinics, hospitals and specialties to cover any health care need you might have. You can also see any provider that accepts Medicare – you’ll pay the same copays and coinsurance for covered services, whether your provider is in network or out of network.

You’ll never pay a primary care copay, and you can also choose a plan where monthly premiums are $0. It’s easy to find an option that fits your budget, and no matter which plan you pick, an out-of-pocket maximum makes sure your spending never goes over a certain amount each year.

All plans feature a dental benefit (increased for 2023) that can be used for preventive and comprehensive services, like cleanings, exams, X-rays, fluoride treatment and sealants, plus periodontal maintenance (deep cleanings). There’s no deductible or waiting period.

For prescription drug coverage (Part D), copays are as low as $0 for formulary medicines in Tier 1. You’ll also get coverage for insulin and most Part D vaccines: You won’t pay a deductible or more than $35 for a one-month supply of each insulin product, and there’s also no copay or deductible for most vaccines (such as Shingrix, Tdap and MMR).

You’ll have coverage for routine hearing exams, more options for hearing aids through TruHearing® (enhanced for 2023), an annual benefit allowance for non-Medicare-covered prescription eyewear (enhanced for 2023)**, and a gym membership and home fitness kit through our partnership with SilverSneakers®. Plus, you’ll get a quarterly allowance (increased for 2023) to spend on select over-the-counter products and supplies.

Enjoying the snowbird or RV life? All plans include in-network coverage for up to nine months of annual domestic travel. You’ll also have access to pre-travel consultations and worldwide emergency and urgent care coverage, with additional assistance through Assist America®.***

We know it’s important to talk to a medical expert whenever you need one, which is exactly why members in Iowa have access to unlimited, no-cost visits to Virtuwell. At Virtuwell, you can get a diagnosis, treatment plan and prescription for more than 60 common conditions – all online with no appointments, waiting rooms or video calls.